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Business Interruption Insurance Claims

covid-19 business interruption insurance coverage

Due to the worldwide COVID-19 pandemic, many businesses have suffered a devastating blow. New Jersey and Pennsylvania have stay-at-home orders enforced. Businesses around the country are experiencing interruptions too. Does business interruption insurance cover COVID-19 claims?

Business Interruption Insurance

The majority of businesses have insurance coverage in the event of an interruption. This policy provision reimburses losses due to covered interruptions. But, not all interruptions qualify for coverage.

Business Interruption Insurance Claims

Insurance companies are swarmed with business interruptions claims due to the novel coronavirus. Many claims get denied. But not all claims should be denied.

business interruption insurance claims in NJ & PA

Virus And Bacteria Exclusion

Insurance is always looking for a way to exclude coverage. In many policies created after the SARS scare in 2006, there is a virus and bacteria exclusion. Insurance companies realized a virus might force business closures.

COVID-19 Business Interruption Coverage

Insurance companies will deny many interruption claims during the COVID-19 pandemic. But, some states are working to change that. States like New Jersey are working to force insurers to pay small businesses closed during the shutdown. Of course, insurance companies do not want this to happen.

bad faith insurance lawsuit

Insurance Bad Faith Lawsuit

In cases where an insurer denies a valid claim, you may have a bad faith claim against the insurance company. Learn more about commercial insurance bad faith lawsuits.

When To Talk To An Attorney

If you believe your insurance denied a valid business interruption claim, talk to an experienced attorney. As a small business, we understand the difficulty business owners face during this time. If your business is in New Jersey or Pennsylvania, the attorneys of Kane & Silverman can help.

business owner insurance claim attorney

Insurance Bad Faith Law Firm in New Jersey and Pennsylvania

The legal team at Kane & Silverman is here to help business owners. Call us for a consultation. Our team will review your policy and discuss your options. If your insurance company owes you money, we can help you get it.

Contact us today to set up a legal consultation. During the COVID-19 shutdown, we are available by phone, email, text, and video chat. We have offices in Philadelphia, PA and Marlton, NJ.