Insurance Coverage
Injury cases can be misunderstood by many people. In a perfect world, when someone gets hurt, they receive all the money they need to heal. In reality, the injured receive the amount based on the insurance coverage available. Sometimes, the only money available is that of the injured person’s own insurance. This can be quite dissuading.
If you have an injury, hiring a professional attorney is the perfect way to examine your options.
Personal Injury Insurance Coverage
Personal injury cases rely on the available insurance coverage. In most situations, it doesn’t matter how bad the injury is. Whether it be a wrongful death, car accident, work-related, etc., insurance coverage is key. Many injuries can occur from an accident or negligence of another. Small sprains, broken bones, paralysis, and even death can happen.
Some law firms offer an online “injury calculator” to determine how much an injury is worth. But the truth is, this is a gimmick to trick people to call. We aren’t here for gimmicks or to trick you. Experienced injury attorneys do a lot of work to figure out what insurance is available. Some cases exceed the insurance available, which can lead to a bad faith insurance lawsuit. Others get a small part of the available insurance coverage.
The amount of insurance coverage is most important in a personal injury case. Here are some examples to show how insurance coverage determines how much an injury is worth:
Foot Injury – $3.8 Million Jury Verdict
A construction worker suffered injury while performing his job. His worker’s compensation plan was handling his medical care expenses. But, he was later fired from his position. The worker luckily fell under the scope of the statute of limitations.
Our firm assisted in pursuing a claim against the subcontractor that injured him. The subcontractor had an incredible insurance policy and it covered his claim. Insurance completely paid his medical bills, lost wages, and pain after taking his case to court.
Head Injury – $1.5 Million Settlement
A distracted driver hit a woman crossing the street. She received a severe head injury from a collision with a car. The at-fault driver held a good insurance policy with umbrella coverage. The woman sustained a permanent injury to her head from the accident. She received the maximum amount under his insurance as well as her own coverage.
Motorcycle Injury – $300,000 Jury Verdict
A man was severely injured on his motorcycle. A collision such as this can cause lifelong injuries. The person at fault had a minimum insurance policy. Luckily, our friend had better insurance for additional expenses. We assisted him by exhausting both insurance policies to cover his expenses. He still struggles with his injuries to this day. It is so important to have a good insurance policy!
We Can Help!
If you have an injury due to the negligence of another, we can help! Injured people can claim the money they deserve under the available insurance policies.
Personal injury cases operate based off of the amount the insurance policy covers. It is important to hire reputable attorneys to assist you through this process. Working with an experienced injury lawyer, you will recover the maximum amount available for your claim.
Free Personal Injury Consultation
Our team is here to answer all your questions about an injury claim. Our personal injury lawyers will explain your options and recommend the best way to proceed. Call or text us at 215-232-1000. Or, use our online form to schedule a free personal injury consultation today.
At Kane & Silverman, we always provide free consultations. You don’t pay us unless we recover money for you. We have offices in Philadelphia, PA and Marlton, NJ.