Stolen Vehicle Injury Claims
According to the CDC, 2 million people are injured in car accidents each year. But what happens if you are injured by the driver of a stolen vehicle? Which insurance policy covers your injuries?
It’s worth mentioning that in this type of situation, insurance companies for the at-fault parties are likely to deny all claims. Just because an insurance company denies a claim doesn’t mean the claim isn’t valid. An experienced personal injury lawyer may be able to help you get the money you deserve.
After An Injury, Talk To A Lawyer
There are certain parameters to understand when dealing with an injury by a driver of a stolen car. Who can be held liable in this incident? Can you do anything to hold the driver or vehicle owner accountable? It depends. An experienced personal injury lawyer may be able to help you. Contact a Philadelphia personal injury lawyer for a free consultation.
Here is everything you need to know about being injured by the driver of a stolen car.
Common Injuries From Car Accidents
Car accidents are sadly a commonality as millions of Americans drive the streets every day. There is a slew of injuries that can be the result of an automobile accident. Here are the most common injuries in a car crash:
- skin lacerations
- broken bones
- traumatic brain injuries (TBIs)
- paralysis
- amputation
- death
Injuries can range from mild to life-changing—if not life-ending. One car crash can alter the course of your life. Typically, an injured person can file a claim against the at-fault driver’s insurance.
What If I Was Hit By A Stolen Car?
With vehicle thefts on the rise, we are also seeing an increase in cases involving people injured by drivers of stolen vehicles. If you were hit by a stolen car, you could have options for recovery. It all depends on the situation.
Claim Against The Driver Of The Vehicle
Typically, the driver of the vehicle can be held liable for your injuries. In most cases, the driver of a stolen vehicle doesn’t have car insurance. This could leave you relying on your own insurance coverage. But, you might still have options.
Claim Against The Owner Of The Vehicle
Depending on the situation and how the theft occurred, you may have a valid claim against the vehicle owner. It’s possible an insurance policy held by the owner of the vehicle may cover your injuries.
Claim On Your Own Insurance Coverage
In Pennsylvania, your own insurance can cover your injuries and damaged vehicle as well. All car insurance policies in Pennsylvania include personal injury protection. Even state-minimum car insurance covers $15,000 in injury expenses – it doesn’t matter who caused the crash. New Jersey car insurance is similar. Personal injury protection covers direct medical costs resulting from a car crash injury.
Uninsured/Underinsured Policy Option
This type of claim is similar to an uninsured or underinsured driver claim. Obviously, if the driver of the stolen vehicle doesn’t have insurance this qualifies as ‘uninsured.’ Having uninsured/underinsured coverage could benefit you in this type of crash. This is why it is so important to have the right kind of coverage.
What Can You Claim For Compensation?
If you and your car suffered damage at the hands of another, you may be eligible to get compensation. You can claim compensation for:
- loss of income
- medical bills and expenses
- loss of future potential income
- scarring and/or disfigurement
- permanent medical care
If a loved one died as a result of their injuries, a family member(s) and/or spouse may be able to file a wrongful death claim. No amount of money can replace a lost loved one. But, money can be used to replace lost income and cover expenses related to the loss.
Injured By The Driver Of A Stolen Vehicle?
It is not your fault you were hit by a negligent driver. You may have options to get the compensation you need to pay for your injuries and more. Talk to a personal injury attorney near you for a free consultation.
Free Consultation With A Local Injury Lawyer
Hire an injury attorney who can help you file a claim for compensation. You have the right to hold the negligent parties responsible for your injuries. If it’s possible to recover money in your claim, an attorney at Kane & Silverman can help. Contact us today for a free legal consultation.